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Buy-to-let in Isle of Wight

Yields, prices, demand and local risks for Isle of Wight, covering Bembridge, Cowes, East Cowes and 5 more ranked towns.

Gross rental yields across Isle of Wight are 5.5% on terraced houses and 4.9% on semi-detached houses, depending on the kind of home each town's prices point to. Entry prices across its 8 ranked towns run from £195,000 to £295,000. Prices across Isle of Wight moved -0.7% over the last year and +32.3% over ten years.

Isle of Wight in figures

Gross rental yield
4.9% to 5.5%
By kind of home, across Isle of Wight
Entry price, across its towns
£195,000 to £295,000
The cheapest postcode district's median sale
Price move, 12 months
-0.7%
UK House Price Index, across Isle of Wight
Price move, 10 years
+32.3%
8.2% below the year to June 2023, across Isle of Wight
Population
140,777
Isle of Wight, -0.1% growth
  • Semi-detached houses across Isle of Wight let for £1,050/mo against a median sale of £255,000 there: 4.9% gross before costs, on ONS rents and sold prices for the whole authority.
  • ONS puts the median rent across the whole local authority at £951/mo, which is the figure to check an asking rent against.
  • Prices across Isle of Wight fell 0.7% over the last year on the mix-adjusted UK HPI, which is measured for the whole local authority.
  • Prices +32% over ten years, 8% below the year to June 2023 (Isle of Wight)
  • £19,500 stamp duty with the 5% surcharge on a £295,000 buy-to-let
  • 3 regeneration awards (Isle of Wight)
  • 242 homes added across Isle of Wight
  • Band D £2,626 (Isle of Wight)
  • 1.2% long-term empty across Isle of Wight
  • +17% five-year forecast for South East as a whole (Savills), not this area

These figures are from Clarity's monthly ranking dataset, one method across every place so they compare. The Isle of Wight report measures the area in more depth over its own twelve months, so its figures are the ones to quote.

What sits behind the figures

Prices across Isle of Wight moved +32.3% over ten years on the UK House Price Index, and the latest year's average is 8.2% below its highest, the year to June 2023.

Employee jobs across Isle of Wight moved +3.7% from 2015 to 2024 (ONS Business Register and Employment Survey).

55% of the energy performance certificates lodged across Bembridge's postcode districts are below band C (1,579 certificates). Clarity measures areas rather than individual homes, so this is the share of the local stock likely to need energy-efficiency work before it meets a band C standard, not a survey of any one property.

A buy-to-let at £295,000 pays £19,500 in Stamp Duty Land Tax, including the 5% surcharge on additional homes.

The five-year forecast quoted above (Savills, South East) is a regional figure for South East as a whole, not a forecast for Isle of Wight, and Clarity does not rank on it.

Towns in Isle of Wight

Ranked towns covered by the Isle of Wight report
TownEntry priceGross yieldTenant demand
Bembridge£295,0004.9%semi-detached houses3.8/10
Cowes£262,0004.9%semi-detached houses3.5/10
East Cowes£210,0005.5%terraced houses2.9/10
Freshwater£221,0005.5%terraced houses3.1/10
Ryde£203,5005.5%terraced houses2.8/10
Sandown£195,0005.5%terraced houses2.6/10
Shanklin£223,0005.5%terraced houses2.9/10
Ventnor£222,0005.5%terraced houses3.2/10

Each yield is Isle of Wight's, for the kind of home that town's prices point to, and the year's price move is measured across Isle of Wight as a whole, so towns pointing to the same kind of home share a yield.

The Isle of Wight report

The full report measures Isle of Wight from its own sales: sold prices and rents for each type of home, the year's price move, crime per resident and worker, flood risk, planning designations, housing delivery and regeneration funding, with a worked buy-to-let deal on your own budget. This edition was built in October 2026.

Read the cover of the Isle of Wight report, free, with its headline figures, before you decide.

You own this report

The latest Clarity PDF report for Isle of Wight, monthly rebuilds included.

Owned

Read a full Liverpool report, free to see everything a report contains.

Compare it with everywhere else

The investment map ranks Isle of Wight against every other place we cover, on your own budget and strategy. Questions about the figures or about us are answered here.

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