Buy-to-let in Fife

Fife in figures

Gross rental yield

7.4%

On terraced houses across Fife

Entry price

£117,000

The cheapest postcode district's median sale

Price move, 12 months

+6.1%

UK House Price Index, across Fife

Price move, 10 years

+49.6%

UK House Price Index, across Fife

Homes below EPC band C

38%

Of lodged certificates, a proxy for the condition of the stock

Population

373,990

Fife, +0.9% growth

• Terraced houses across Fife let for GBP 849/mo against a median sale of GBP 137,060 there: 7.4% gross before costs, on ONS rents and Registers of Scotland's 2024 sold prices for the whole council area. The entry price, GBP 117,000, is the council's 2025 lower quartile.
• The council area's median sale was GBP 178,000 across 6,910 sales in 2025, the last complete calendar year Registers of Scotland have published.
• Prices moved +6.1% over the last year on the mix-adjusted UK House Price Index, which covers all four nations.

• Prices +50% over ten years
• 38% of EPCs below band C
• 52% of private rentals below band C
• £9,360 LBTT, with the 8% Additional Dwelling Supplement, on a £117,000 buy-to-let
• 1 regeneration award
• 75% gigabit broadband
• +28% five-year forecast for Scotland as a whole (Savills), not this area

These figures are from Clarity's monthly ranking dataset, one method across every place so they compare. The Fife report measures the area in more depth over its own twelve months, so its figures are the ones to quote.

What sits behind the figures

Prices across Fife moved +49.6% over ten years on the UK House Price Index, and prices are at or near their highest.

Employee jobs across Fife moved +0.0% from 2015 to 2024 (ONS Business Register and Employment Survey).

38% of the energy performance certificates lodged across Fife's postcode districts are below band C (93,367 certificates), and 52% of privately rented homes. Clarity measures areas rather than individual homes, so this is the share of the local stock likely to need energy-efficiency work before it meets a band C standard, not a survey of any one property.

The five-year forecast quoted above (Savills, Scotland) is a regional figure for Scotland as a whole, not a forecast for Fife, and Clarity does not rank on it.

The Fife report

The full report measures Fife from its own sales: sold prices and rents for each type of home, the year's price move, crime per resident and worker, flood risk, planning designations, housing delivery and regeneration funding, with a worked buy-to-let deal on your own budget. This edition was built in October 2026.

Read the cover of the Fife report, free, with its headline figures, before you decide.

Read a full Liverpool report, free to see everything a report contains.

Compare it with everywhere else

The investment map ranks Fife against every other place we cover, on your own budget and strategy. Questions about the figures or about us are answered here.