Skip to main content

Buy-to-let in Dumfries and Galloway

Yields, prices, demand and local risks for Dumfries and Galloway, from official UK data.

The gross rental yield in Dumfries and Galloway is 6.1% on terraced houses across Dumfries and Galloway. The entry price is £110,000. Prices across Dumfries and Galloway moved +1.4% over the last year and +52.7% over ten years. Dumfries and Galloway is in Scotland, so a purchase pays Land and Buildings Transaction Tax, not stamp duty. A buy-to-let at £110,000 pays £8,800, including the 8% Additional Dwelling Supplement on the whole price, and Clarity's ranking prices your budget against it.

Dumfries and Galloway in figures

Gross rental yield
6.1%
On terraced houses across Dumfries and Galloway
Entry price
£110,000
The cheapest postcode district's median sale
Price move, 12 months
+1.4%
UK House Price Index, across Dumfries and Galloway
Price move, 10 years
+52.7%
UK House Price Index, across Dumfries and Galloway
Homes below EPC band C
58%
Of lodged certificates, a proxy for the condition of the stock
Population
145,490
Dumfries and Galloway, -0.4% growth
  • Terraced houses across Dumfries and Galloway let for GBP 589/mo against a median sale of GBP 115,000 there: 6.1% gross before costs, on ONS rents and Registers of Scotland's 2024 sold prices for the whole council area. The entry price, GBP 110,000, is the council's 2025 lower quartile.
  • The council area's median sale was GBP 160,000 across 2,451 sales in 2025, the last complete calendar year Registers of Scotland have published.
  • Agriculture, forestry and fishing is 12.3% of employee jobs in Dumfries and Galloway, against 1.4% across Great Britain; 8,000 jobs in 2015 and 8,000 in 2024 (ONS BRES).
  • Prices +53% over ten years
  • Agriculture, forestry and fishing: 12.3% of jobs against 1.4% across Great Britain
  • 58% of EPCs below band C
  • 76% of private rentals below band C
  • £8,800 LBTT, with the 8% Additional Dwelling Supplement, on a £110,000 buy-to-let
  • 3 regeneration awards
  • 56% gigabit broadband
  • +28% five-year forecast for Scotland as a whole (Savills), not this area

These figures are from Clarity's monthly ranking dataset, one method across every place so they compare. The Dumfries and Galloway report measures the area in more depth over its own twelve months, so its figures are the ones to quote.

What sits behind the figures

Prices across Dumfries and Galloway moved +52.7% over ten years on the UK House Price Index, and prices are at or near their highest.

Agriculture, forestry and fishing is 12.3% of employee jobs in Dumfries and Galloway, against 1.4% across Great Britain (8,000 jobs in 2015, 8,000 in 2024). Where one industry carries that much of a local economy, rents and prices tend to move with it. Employee jobs across Dumfries and Galloway moved −3.0% from 2015 to 2024 (ONS Business Register and Employment Survey).

58% of the energy performance certificates lodged across Dumfries and Galloway's postcode districts are below band C (44,086 certificates), and 76% of privately rented homes. Clarity measures areas rather than individual homes, so this is the share of the local stock likely to need energy-efficiency work before it meets a band C standard, not a survey of any one property.

The five-year forecast quoted above (Savills, Scotland) is a regional figure for Scotland as a whole, not a forecast for Dumfries and Galloway, and Clarity does not rank on it.

The Dumfries and Galloway report

The full report measures Dumfries and Galloway from its own sales: sold prices and rents for each type of home, the year's price move, crime per resident and worker, flood risk, planning designations, housing delivery and regeneration funding, with a worked buy-to-let deal on your own budget. This edition was built in October 2026.

Read the cover of the Dumfries and Galloway report, free, with its headline figures, before you decide.

You own this report

The latest Clarity PDF report for Dumfries and Galloway, monthly rebuilds included.

Owned

Read a full Liverpool report, free to see everything a report contains.

Compare it with everywhere else

The investment map ranks Dumfries and Galloway against every other place we cover, on your own budget and strategy. Questions about the figures or about us are answered here.

Sources and further reading

Free, no account needed

See what you can afford

Find areas