Buy-to-let in Cotswold

Cotswold in figures

Gross rental yield

4.0% to 4.3%

By kind of home, across Cotswold

Entry price, across its towns

£335,000 to £425,000

The cheapest postcode district's median sale

Price move, 12 months

+5.6%

UK House Price Index, across Cotswold

Price move, 10 years

+37.3%

6.3% below the year to December 2024, across Cotswold

Population

91,563

Cotswold, +1.9% growth

• Semi-detached houses across Cotswold let for £1,330/mo against a median sale of £400,000 there: 4.0% gross before costs, on ONS rents and sold prices for the whole authority.
• ONS puts the median rent across the whole local authority at £1,252/mo, which is the figure to check an asking rent against.
• Prices across Cotswold rose 5.6% over the last year on the mix-adjusted UK HPI, which is measured for the whole local authority.

• Prices +37% over ten years, 6% below the year to December 2024 (Cotswold)
• Agriculture, forestry and fishing: 5.0% of jobs against 1.4% across Great Britain (Cotswold)
• £32,500 stamp duty with the 5% surcharge on a £425,000 buy-to-let
• 184 homes added across Cotswold
• Band D £2,392 (Cotswold)
• 2.0% long-term empty across Cotswold
• +21% five-year forecast for South West as a whole (Savills), not this area

These figures are from Clarity's monthly ranking dataset, one method across every place so they compare. The Cotswold report measures the area in more depth over its own twelve months, so its figures are the ones to quote.

What sits behind the figures

Prices across Cotswold moved +37.3% over ten years on the UK House Price Index, and the latest year's average is 6.3% below its highest, the year to December 2024.

Agriculture, forestry and fishing is 5.0% of employee jobs in Cotswold, against 1.4% across Great Britain (3,000 jobs in 2015, 2,500 in 2024). Where one industry carries that much of a local economy, rents and prices tend to move with it. Employee jobs across Cotswold moved +16.3% from 2015 to 2024 (ONS Business Register and Employment Survey).

57% of the energy performance certificates lodged across Chipping Campden's postcode districts are below band C (2,336 certificates). Clarity measures areas rather than individual homes, so this is the share of the local stock likely to need energy-efficiency work before it meets a band C standard, not a survey of any one property.

A buy-to-let at £425,000 pays £32,500 in Stamp Duty Land Tax, including the 5% surcharge on additional homes.

The five-year forecast quoted above (Savills, South West) is a regional figure for South West as a whole, not a forecast for Cotswold, and Clarity does not rank on it.

Towns in Cotswold

Each yield is Cotswold's, for the kind of home that town's prices point to, and the year's price move is measured across Cotswold as a whole, so towns pointing to the same kind of home share a yield.

The Cotswold report

The full report measures Cotswold from its own sales: sold prices and rents for each type of home, the year's price move, crime per resident and worker, flood risk, planning designations, housing delivery and regeneration funding, with a worked buy-to-let deal on your own budget. This edition was built in October 2026.

Read the cover of the Cotswold report, free, with its headline figures, before you decide.

Read a full Liverpool report, free to see everything a report contains.

Compare it with everywhere else

The investment map ranks Cotswold against every other place we cover, on your own budget and strategy. Questions about the figures or about us are answered here.