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Buy-to-let in Argyll and Bute

Yields, prices, demand and local risks for Argyll and Bute, from official UK data.

The gross rental yield in Argyll and Bute is 7.4% on flats across Argyll and Bute. The entry price is £115,000. Prices across Argyll and Bute moved +0.7% over the last year and +46.8% over ten years. Argyll and Bute is in Scotland, so a purchase pays Land and Buildings Transaction Tax, not stamp duty. A buy-to-let at £115,000 pays £9,200, including the 8% Additional Dwelling Supplement on the whole price, and Clarity's ranking prices your budget against it.

Argyll and Bute in figures

Gross rental yield
7.4%
On flats across Argyll and Bute
Entry price
£115,000
The cheapest postcode district's median sale
Price move, 12 months
+0.7%
UK House Price Index, across Argyll and Bute
Price move, 10 years
+46.8%
UK House Price Index, across Argyll and Bute
Homes below EPC band C
56%
Of lodged certificates, a proxy for the condition of the stock
Population
87,310
Argyll and Bute, +0.2% growth
  • Flats across Argyll and Bute let for GBP 678/mo against a median sale of GBP 110,000 there: 7.4% gross before costs, on ONS rents and Registers of Scotland's 2024 sold prices for the whole council area. The entry price, GBP 115,000, is the council's 2025 lower quartile.
  • The council area's median sale was GBP 181,326 across 1,830 sales in 2025, the last complete calendar year Registers of Scotland have published.
  • Agriculture, forestry and fishing is 10.0% of employee jobs in Argyll and Bute, against 1.4% across Great Britain; 3,500 jobs in 2015 and 4,000 in 2024 (ONS BRES).
  • Prices +47% over ten years
  • Agriculture, forestry and fishing: 10.0% of jobs against 1.4% across Great Britain
  • 56% of EPCs below band C
  • 72% of private rentals below band C
  • £9,200 LBTT, with the 8% Additional Dwelling Supplement, on a £115,000 buy-to-let
  • 34% gigabit broadband
  • +28% five-year forecast for Scotland as a whole (Savills), not this area

These figures are from Clarity's monthly ranking dataset, one method across every place so they compare. The Argyll and Bute report measures the area in more depth over its own twelve months, so its figures are the ones to quote.

What sits behind the figures

Prices across Argyll and Bute moved +46.8% over ten years on the UK House Price Index, and prices are at or near their highest.

Agriculture, forestry and fishing is 10.0% of employee jobs in Argyll and Bute, against 1.4% across Great Britain (3,500 jobs in 2015, 4,000 in 2024). Where one industry carries that much of a local economy, rents and prices tend to move with it. Employee jobs across Argyll and Bute moved +0.0% from 2015 to 2024 (ONS Business Register and Employment Survey).

56% of the energy performance certificates lodged across Argyll and Bute's postcode districts are below band C (35,114 certificates), and 72% of privately rented homes. Clarity measures areas rather than individual homes, so this is the share of the local stock likely to need energy-efficiency work before it meets a band C standard, not a survey of any one property.

The five-year forecast quoted above (Savills, Scotland) is a regional figure for Scotland as a whole, not a forecast for Argyll and Bute, and Clarity does not rank on it.

The Argyll and Bute report

The full report measures Argyll and Bute from its own sales: sold prices and rents for each type of home, the year's price move, crime per resident and worker, flood risk, planning designations, housing delivery and regeneration funding, with a worked buy-to-let deal on your own budget. This edition was built in October 2026.

Read the cover of the Argyll and Bute report, free, with its headline figures, before you decide.

You own this report

The latest Clarity PDF report for Argyll and Bute, monthly rebuilds included.

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Compare it with everywhere else

The investment map ranks Argyll and Bute against every other place we cover, on your own budget and strategy. Questions about the figures or about us are answered here.

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